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VALUE OF GOLF EQUIPMENT

  Golf Care is underwritten at Lloyds

Frequently Asked Questions

Bernard Gallacher

Q. Does my household policy cover me for golfing accidents?

A. Very few household policies will cover you adequately for the risks involved in playing golf. Ask yourself the questions below.

Is cover provided whilst at the
golf club, when playing on the
course or at the driving range...
Golf Care
Insurance
Cover
Average
Household
Cover
Hit in the eye tick cross
Hit in the mouth tick cross
Hit another person tick cross
Lose your clubs tick cross
Damage your clubs tick cross
Your clubs are stolen away from home tick cross
Break a window tick cross
Hole-in-one tick cross
Dental cover tick cross
Hit as a golf spectator tick cross
Covered at the driving range tick cross

Q. Am I insured to play abroad?

A. We have four different policies available, bronze and
silver are for differing levels of cover in the UK,
Gold will cover you throughout Europe and Platinum
covers you anywhere in the World. Regardless which
policy level you choose you can extend your insurance
to cover you throughout the world by simply adding the
‘Worldwide Extension’ on your application.

Q. Is golf equipment covered on a ‘New For Old’ basis?

A. Yes, equipment replacement is on a ‘New for Old’ basis for items purchased new and up to three years old subject to satisfactory proof of ownership. Items which are older than three years or not purchased new will be replaced on the indemnity value of that equipment at the time of loss or damage. You can extend the standard ‘New For Old for 3 years’ cover to be for the ‘Life’ of your equipment so in the event of a claim you would receive new equipment at your original purchase price, regardless of its age. If you require ‘New For Old For Life’ then simply select this option on your application.

Q. What is the likelihood of me ever actually making a claim?

A. In this increasingly litigious society, injury claims are becoming far more frequent. There are over 12,400 golf injuries a year that require hospital treatment. In addition Golf Clubs are increasingly being targeted by thieves, millions of pounds worth of golf equipment is stolen every year.

Q. How much does a Golf Care insurance policy cost?

A. Annual premiums start from just £32.99 depending on the type of cover you require, a more appropriate question is how much could it cost me if I'm not insured? In November 2011 a golfer was hit in the eye by a stray ball and was awarded damages of £397,000 ...so why take the risk?

Q. If one of my individual items is stolen, lost or damaged, can I make a claim?

A. Yes, our policies include cover for individual items.

Q. Upon joining, what if I think the policy isn't right for me?

A. We are confident that we have an insurance policy which will suit your requirements so we offer a 14 day, no quibble money back guarantee.

Q. What happens if I go abroad to play and my clubs are lost in transit?

A. If your clubs are stolen or damaged in transit and you have a Gold (Europe) or Platinum (Worldwide) policy, we would pay for the hire of clubs abroad.

Get insured instantly online now or call our UK based Customer Service Team on: 0800 158 5515

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Specialist Golf Insurance From Golf Care

In the event of your golf equipment being lost or stolen, or the occasional wild swing leading to damaged property or personal injury, choose our quality bespoke golf insurance, and make sure you're covered for any unforeseen financial expense.

It's all too easy to sustain a personal injury, accidentally hit a fellow golfer with an erratic ball, or damage property with a shot that goes suddenly wrong. In these cases you can't afford to be without specialist golf insurance, especially if someone decides to sue. Our golf insurance quotes are some of the cheapest and most comprehensive available and it only takes one phone call, or just a few moments to complete our very short online form, to become insured. Thereafter, if you experience any golf injuries, lose your golfing equipment or have the misfortune to receive a personal liability claim, the financial burden is left firmly at our door.

Regardless of ability, all golfers run the risk of injuring another person, property, or sustaining a personal injury while out playing. Every year thousands of golf injuries require hospital treatment and millions of pounds worth of golfing equipment is stolen. Many people find out too late that their household insurance policy does not cover them for damage caused or injury suffered during the game. And if their clubs are lost, damaged or stolen, replacing each one can be a very expensive business. That is why we offer highly economical golf club insurance - to save you the stress and financial outlay if anything goes wrong.

If you're a golfer you need specialist golf insurance.

We offer reliable cover against theft, loss or damage to your golfing equipment, damage to property, personal injury and personal liability. The fact is, golf can be a very expensive game if something unexpected happens and you don't have the correct insurance. The more often you play, the greater the risk! Call us now, or fill out our online form to receive one of our excellent value-for-money golf insurance quotes for instant peace of mind. Make sure one stroke of bad luck does not cost you a fortune, and that your golfing equipment will be replace old for new, if they're lost or stolen. We have developed four levels of cover that will suit you whatever your budget or requirements. In fact, we're so confident we have an insurance policy right for you that we offer a 14 day, no quibble, money back guarantee.

Golf Insurance

Whenever you're playing golf, there's a risk of injury. Just like in any other walk of life, accidents can and DO happen. The story of Lee Trevino being struck by lightning while playing in Chicago in 1975 has gone down in the annals of the sport's legends. It happened as he was on the 13th green, the significance of that no doubt depends on how superstitious you happen to be.

The odds against such an occurrence are, of course, millions to one, but many more injuries are much more common when playing the game. Indeed, on average 12,400 golf-related injuries require hospital treatment every year. So what protection have you got if you injured another golfer? Stray golf balls are an obvious hazard, and of course a golf club wielded carelessly can result in nasty injuries, both of which have been proved in law that a player is liable for. And there's always potential for slips, trips and falls which could result in a strain, sprain or something worse.

Golf has also become a favourite target for thieves as they know golfers are spending a lot of money on high spec equipment. A full set of clubs, bag and trolley today is easily worth £1500, but it can be much higher than this; and yet many golfers fail to have the appropriate golf insurance cover to protect against thefts from vehicles or the locker room. For as little as £22.99 a year, golfers can insure themselves against injury and damage to property and theft, damage and loss of their clubs, providing essential insurance protection each time they go to play golf.

These types of incidents can happen at home or abroad, so it's essential you have golf travel insurance as well as specialist golf insurance for playing in the UK.

Many golfers assume they are covered by their house hold policies but a household insurance is just that, not a specialist golf policy. Some house hold policies will allow you to specify golf equipment as an add on to the policy but extra premium needs to be paid at a higher premium than specialist golf insurance and you won't get the level of cover offered by a Golf Care specialist policy.

Golf Care offers a range of cover to suit the budgets and needs of all golfers, providing cover for loss, theft, or damage of golf equipment; personal liability; personal accident; accidental damage to property; dental treatment; golf equipment hire, club subscription reimbursement and even a hole in one over to pay for the bar bill.

The simple answer is if you're playing golf be protected by specialist golf insurance in the UK or Golf Travel Insurance if playing abroad.

Golf Care is a trading name of JRW Group Services Ltd which is Authorised and Regulated by the Financial Services Authority. Terms and conditions apply. Policy wording available on request.