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  Golf Care is underwritten at Lloyds

Golfers Personal Accident Cover

Although many people think of golf as a safe, non-contact sport, statistics in the UK show that around 10,000 golfers a year require hospital treatment as the direct result of injury on the golf course. A golf ball is an extremely hard object, and when it's travelling at high speeds can result in serious injuries if it hits another golfer, or someone else's property. Most UK household insurances do not include cover for personal accident injuries sustained while playing sports such as golf. Most people are not aware of this, and independent research has found that nine out of ten UK golfers are not properly insured on the golf course against personal injury or accident.

Our personal accident insurance cover protects you for up to £50,000 against costs incurred should you sustain a serious injury on the golf course. Our golf insurance cover will provide compensation in the event of death or injury.

All of our policies have personal accident included, with the annual price ranging from of £29.99 to £64.99. These policies offer varying levels of golf insurance cover depending on where you'll be playing. Our bronze and silver policies insure you on UK golf courses only, while our gold and platinum policies cover you on golf courses abroad - essential if you're planning on taking a golf holiday.

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Territorial Limits

UK UK EUROPE WORLDWIDE

Personal Liability

£5m £5m £5m £5m

Personal Accident

£50,000 £50,000 £50,000 £50,000

Golfers Accidental Damage
To Third Party Property

£2,500 £2,500 £2,500 £2,500

Hole In One

£150 £150 £200 £200

Personal Effects

- - £250 £250

Loss of Golfing Trophies

- - £250 £250

Dental Treatment

£350 £350 £350 £350

Club Subscription Reimbursement

£1,000 £1,000 £1,000 £1,000

30% OFF Total Annual Premium =

£22.99 £26.49 £38.49 £48.99
Optional Extensions

Worldwide Extension

£10 £10 £10 Included

New For Old For Life*

£3.50 £4.50 £6.00 £8.00

*Equipment replacement is on a ‘New for Old’ basis for items purchased new and up to three years old subject to satisfactory proof of ownership. Items which are older than three years or not purchased new will be replaced on the indemnity value of that equipment at the time of loss or damage. You can extend the standard ‘New For Old for 3 years’ cover to be for the ‘Life’ of your equipment so in the event of a claim you would receive new equipment at your original purchase price, regardless of its age. If you require ‘New For Old For Life’ then simply select this option on your application.

Get insured instantly online now or call our UK based Customer Service Team on: 0800 158 5515

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Specialist Golf Insurance From Golf Care

In the event of your golf equipment being lost or stolen, or the occasional wild swing leading to damaged property or personal injury, choose our quality bespoke golf insurance, and make sure you're covered for any unforeseen financial expense.

It's all too easy to sustain a personal injury, accidentally hit a fellow golfer with an erratic ball, or damage property with a shot that goes suddenly wrong. In these cases you can't afford to be without specialist golf insurance, especially if someone decides to sue. Our golf insurance quotes are some of the cheapest and most comprehensive available and it only takes one phone call, or just a few moments to complete our very short online form, to become insured. Thereafter, if you experience any golf injuries, lose your golfing equipment or have the misfortune to receive a personal liability claim, the financial burden is left firmly at our door.

Regardless of ability, all golfers run the risk of injuring another person, property, or sustaining a personal injury while out playing. Every year thousands of golf injuries require hospital treatment and millions of pounds worth of golfing equipment is stolen. Many people find out too late that their household insurance policy does not cover them for damage caused or injury suffered during the game. And if their clubs are lost, damaged or stolen, replacing each one can be a very expensive business. That is why we offer highly economical golf club insurance - to save you the stress and financial outlay if anything goes wrong.

If you're a golfer you need specialist golf insurance.

We offer reliable cover against theft, loss or damage to your golfing equipment, damage to property, personal injury and personal liability. The fact is, golf can be a very expensive game if something unexpected happens and you don't have the correct insurance. The more often you play, the greater the risk! Call us now, or fill out our online form to receive one of our excellent value-for-money golf insurance quotes for instant peace of mind. Make sure one stroke of bad luck does not cost you a fortune, and that your golfing equipment will be replace old for new, if they're lost or stolen. We have developed four levels of cover that will suit you whatever your budget or requirements. In fact, we're so confident we have an insurance policy right for you that we offer a 14 day, no quibble, money back guarantee.

Golf Insurance

Whenever you're playing golf, there's a risk of injury. Just like in any other walk of life, accidents can and DO happen. The story of Lee Trevino being struck by lightning while playing in Chicago in 1975 has gone down in the annals of the sport's legends. It happened as he was on the 13th green, the significance of that no doubt depends on how superstitious you happen to be.

The odds against such an occurrence are, of course, millions to one, but many more injuries are much more common when playing the game. Indeed, on average 12,400 golf-related injuries require hospital treatment every year. So what protection have you got if you injured another golfer? Stray golf balls are an obvious hazard, and of course a golf club wielded carelessly can result in nasty injuries, both of which have been proved in law that a player is liable for. And there's always potential for slips, trips and falls which could result in a strain, sprain or something worse.

Golf has also become a favourite target for thieves as they know golfers are spending a lot of money on high spec equipment. A full set of clubs, bag and trolley today is easily worth £1500, but it can be much higher than this; and yet many golfers fail to have the appropriate golf insurance cover to protect against thefts from vehicles or the locker room. For as little as £22.99 a year, golfers can insure themselves against injury and damage to property and theft, damage and loss of their clubs, providing essential insurance protection each time they go to play golf.

These types of incidents can happen at home or abroad, so it's essential you have golf travel insurance as well as specialist golf insurance for playing in the UK.

Many golfers assume they are covered by their house hold policies but a household insurance is just that, not a specialist golf policy. Some house hold policies will allow you to specify golf equipment as an add on to the policy but extra premium needs to be paid at a higher premium than specialist golf insurance and you won't get the level of cover offered by a Golf Care specialist policy.

Golf Care offers a range of cover to suit the budgets and needs of all golfers, providing cover for loss, theft, or damage of golf equipment; personal liability; personal accident; accidental damage to property; dental treatment; golf equipment hire, club subscription reimbursement and even a hole in one over to pay for the bar bill.

The simple answer is if you're playing golf be protected by specialist golf insurance in the UK or Golf Travel Insurance if playing abroad.

Golf Care is a trading name of JRW Group Services Ltd which is Authorised and Regulated by the Financial Services Authority. Terms and conditions apply. Policy wording available on request.