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Terms and Conditions


  • 1. Introduction
  • 1.1 In order to use this website you are strongly advised to read these terms and conditions as they form a contract between yourself and JRW Group Services Ltd (JRW) for your use of this website.
  • 1.2 If you do not agree with these terms and conditions of use please do not use this website. By using this website you are accepting the terms and conditions that come with it. JRW reserve the right to update these Terms and Conditions without notice and we recommend you visit this section regularly as continued use of this site after a change will constitute acceptance of the new terms.
  • 1.3 JRW is registered in England registration number 045 07332, Golf Care is a trading name of JRW Group Services Ltd.
  • 1.4 We would like to make you aware of our Privacy Policy and also our Contact Us page which contain important company information. We strongly recommend you read both before using this website.
  • 1.5 Promotional rates of insurance are only available to new customers who have not previously held a policy with JRW.
  • 1.6 Introductory free limited time insurance is not available to current or past members.
  • 2. Our Obligation
  • 2.1 JRW will use its reasonable endeavours to maintain this website in an acceptable working condition. However, as we cannot guarantee that this will always be the case we cannot accept responsibility for any interruptions or failures in the operation of this website or for any defects that may exist, or for any costs, loss of profits, loss of data, or consequential losses arising from your use of, or inability to access or use the website. In addition JRW does not warrant that the information accessible via this web site is accurate complete or current.
  • 2.2 We reserve the right to suspend temporarily or permanently without notice this website. If you encounter any problems with the service please contact us.
  • 3. Disclaimers
  • 3.1 Whilst JRW has taken all reasonable steps to ensure that the information contained within the pages of this site is accurate, current and complies with the relevant legislation and regulations as at the date of issue, no warranty is given and no representation is made regarding the accuracy of or completeness of the content of the site. Consequently, JRW accepts no liability for any losses or damages (whether direct, indirect, special, consequential or otherwise) arising out of errors or omissions contained in this website. Further, no warranty is given that this site shall be available on an uninterrupted basis and no liability can be accepted in respect of losses or damages arising out of such unavailability. In addition, no liability can be accepted in respect of losses or damages arising out of changes made to the content of this site by an unauthorised third party.
  • 3.2 You acknowledge that you are solely responsible for the use to which you put this site and all the results and information you obtain from it and that all warranties, conditions, undertakings, representations and terms whether expressed or implied, statutory or otherwise are hereby excluded to the fullest extent permitted by law.
  • 3.3 Nothing in these terms and conditions shall exclude, limit or restrict JRW duties and liabilities to you under the Financial Services and Markets Act 2000 and any subsequent amending or replacement legislation which regulates the carrying out of investment or financial business in the United Kingdom, or any conduct of business rules which we are bound to comply with. Further, nothing in these terms and conditions shall attempt to exclude liability for death or personal injury or for fraudulent misrepresentation.
  • 3.4 JRW accepts no responsibility for the content or privacy practices of any site to which a hypertext link from this site exists. The links are provided "as is" with no warranty, express or implied for the information provided within them.
  • 3.5 The materials on this site do not constitute financial or other professional advice. Contact your Independent Financial Adviser for financial advice.
  • 3.6 Promotional offers or discounts apply to the first year only and are not available to current or previous policy holders.
  • 4. Copyright and Licence
  • 4.1 Unless otherwise stated the copyright in all website design, text, graphics, the selection and arrangement thereof, and all software compilations, underlying source code, software (including applets) and all other material on this website belong to JRW or their content and technology providers and any other rights in all material on this site are owned by JRW.
  • 4.2 Use of documents and related graphics on this site is for information and/or personal use only any copies of these pages saved to disk or to any other medium may only be used for subsequent viewing purposes or to print extracts for personal use.
  • 4.3 No document or related graphics are to be modified in any way.
  • 4.4 Graphics on this site are not to be used separately from the accompanying text.
  • 4.5 No part of this site may be reproduced or stored in any other website or included in any public or private electronic retrieval system or service without JRW prior written permission.
  • 4.7 Any rights not expressly granted in these terms are reserved.
  • 4.8 Intellectual property rights in all software and documentation supplied by us for your use in connection with the website remain our property or that of our licensors.
  • 5. Severance
  • The court may strike out or override any part of these Terms and Conditions of Use, which it considers unfair, unreasonable, invalid or unlawful (whether an entire clause or only part of one) and in such cases we shall enforce these Terms and Conditions of Use as if the offending part had never been contained in it. The paragraph headings are for information only, and do not form part of these Terms and Conditions of Use.
  • 6. Jurisdiction
  • Unless otherwise agreed these Terms and Conditions of Use shall be governed by and construed in accordance with English law and the parties agree to submit to the exclusive jurisdiction of the English Courts.
  • 7. Regulation
  • JRW Group Services Ltd is authorised and regulated by the Financial Services Authority. Number 313411
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Specialist Golf Insurance From Golf Care

In the event of your golf equipment being lost or stolen, or the occasional wild swing leading to damaged property or personal injury, choose our quality bespoke golf insurance, and make sure you're covered for any unforeseen financial expense.

It's all too easy to sustain a personal injury, accidentally hit a fellow golfer with an erratic ball, or damage property with a shot that goes suddenly wrong. In these cases you can't afford to be without specialist golf insurance, especially if someone decides to sue. Our golf insurance quotes are some of the cheapest and most comprehensive available and it only takes one phone call, or just a few moments to complete our very short online form, to become insured. Thereafter, if you experience any golf injuries, lose your golfing equipment or have the misfortune to receive a personal liability claim, the financial burden is left firmly at our door.

Regardless of ability, all golfers run the risk of injuring another person, property, or sustaining a personal injury while out playing. Every year thousands of golf injuries require hospital treatment and millions of pounds worth of golfing equipment is stolen. Many people find out too late that their household insurance policy does not cover them for damage caused or injury suffered during the game. And if their clubs are lost, damaged or stolen, replacing each one can be a very expensive business. That is why we offer highly economical golf club insurance - to save you the stress and financial outlay if anything goes wrong.

If you're a golfer you need specialist golf insurance.

We offer reliable cover against theft, loss or damage to your golfing equipment, damage to property, personal injury and personal liability. The fact is, golf can be a very expensive game if something unexpected happens and you don't have the correct insurance. The more often you play, the greater the risk! Call us now, or fill out our online form to receive one of our excellent value-for-money golf insurance quotes for instant peace of mind. Make sure one stroke of bad luck does not cost you a fortune, and that your golfing equipment will be replace old for new, if they're lost or stolen. We have developed four levels of cover that will suit you whatever your budget or requirements. In fact, we're so confident we have an insurance policy right for you that we offer a 14 day, no quibble, money back guarantee.

Golf Insurance

Whenever you're playing golf, there's a risk of injury. Just like in any other walk of life, accidents can and DO happen. The story of Lee Trevino being struck by lightning while playing in Chicago in 1975 has gone down in the annals of the sport's legends. It happened as he was on the 13th green, the significance of that no doubt depends on how superstitious you happen to be.

The odds against such an occurrence are, of course, millions to one, but many more injuries are much more common when playing the game. Indeed, on average 12,400 golf-related injuries require hospital treatment every year. So what protection have you got if you injured another golfer? Stray golf balls are an obvious hazard, and of course a golf club wielded carelessly can result in nasty injuries, both of which have been proved in law that a player is liable for. And there's always potential for slips, trips and falls which could result in a strain, sprain or something worse.

Golf has also become a favourite target for thieves as they know golfers are spending a lot of money on high spec equipment. A full set of clubs, bag and trolley today is easily worth £1500, but it can be much higher than this; and yet many golfers fail to have the appropriate golf insurance cover to protect against thefts from vehicles or the locker room. For as little as £22.99 a year, golfers can insure themselves against injury and damage to property and theft, damage and loss of their clubs, providing essential insurance protection each time they go to play golf.

These types of incidents can happen at home or abroad, so it's essential you have golf travel insurance as well as specialist golf insurance for playing in the UK.

Many golfers assume they are covered by their house hold policies but a household insurance is just that, not a specialist golf policy. Some house hold policies will allow you to specify golf equipment as an add on to the policy but extra premium needs to be paid at a higher premium than specialist golf insurance and you won't get the level of cover offered by a Golf Care specialist policy.

Golf Care offers a range of cover to suit the budgets and needs of all golfers, providing cover for loss, theft, or damage of golf equipment; personal liability; personal accident; accidental damage to property; dental treatment; golf equipment hire, club subscription reimbursement and even a hole in one over to pay for the bar bill.

The simple answer is if you're playing golf be protected by specialist golf insurance in the UK or Golf Travel Insurance if playing abroad.

Golf Care is a trading name of JRW Group Services Ltd which is Authorised and Regulated by the Financial Services Authority. Terms and conditions apply. Policy wording available on request.