Golf Insurance
Whenever you’re playing golf, there’s a risk of injury. Just like in any other walk of life, accidents can and DO happen.
The story of Lee Trevino being struck by lightning while playing in Chicago in 1975 has gone down in the annals of the sport’s legends. It happened as he was on the 13th green – the significance of that no doubt depends on how superstitious you happen to be.
The odds against such an occurrence are, of course, millions to one, but many more injuries are much more common when playing the game. Indeed, on average 12,400 golf-related injuries require hospital treatment every year. So what protection have you got if you injured another golfer?
Stray golf balls are an obvious hazard, and of course a golf club wielded carelessly can result in nasty injuries, both of which have been proved in law that a player is liable for. And there’s always potential for slips, trips and falls which could result in a strain, sprain or something worse.
Golf has also become a favourite target for thieves as they know golfers are spending a lot of money on high spec equipment.
A full set of clubs, bag and trolley today is easily worth £1500, but it can be much higher than this; and yet many golfers fail to have the appropriate golf insurance cover to protect against thefts from vehicles or the locker room. For as little as £22.49 a year, golfers can insure themselves against injury and damage to property and theft, damage and loss of their clubs, providing essential insurance protection each time they go to play golf.
These types of incidents can happen at home or abroad, so it's essential you have golf travel insurance
as well as specialist golf insurance for playing in the UK.
Many golfers assume they are covered by their house hold policies but a household insurance is just that, not a specialist golf policy.
Some house hold policies will allow you to specify golf equipment as an add on to the policy but extra premium needs to be paid at a higher
premium than specialist golf insurance and you won’t get the level of cover offered by a
Golf Care specialist policy.
Golf Care offers a range of cover to suit the budgets and needs of all golfers, providing cover for loss, theft, or damage of golf equipment;
personal liability; personal accident; accidental damage to property; dental treatment; golf equipment hire, club subscription reimbursement
and even a hole in one over to pay for the bar bill.
The simple answer is if you're playing golf be protected by specialist golf insurance in the UK or Golf Travel Insurance
if playing abroad