Replacement of Employee Benefit

We will pay up to £2000 for reasonable additional accommodation and travelling expenses incurred in arranging for a colleague or business associate to take your place on a pre-arranged business trip in the event that:

• a) You die.
• b) You are unable to make the business trip due to you being hospitalised or totally disabled as confirmed in writing by a medical practitioner.
• c) Your close relative or close business associate in the United Kingdom dies, is seriously injured or falls seriously ill.

Policy terms and conditions apply.