Although many people think of golf as a safe, non-contact sport, statistics in the UK show that around 10,000 golfers a year require hospital treatment as the direct result of injury on the golf course. A golf ball is an extremely hard object, and when it's travelling at high speeds can result in serious injuries if it hits another golfer, or someone else's property. Most UK household insurances do not include cover for personal accident injuries sustained while playing sports such as golf. Most people are not aware of this, and independent research has found that nine out of ten UK golfers are not properly insured on the golf course against personal injury or accident.
Most people are not aware that most common household insurance policies exclude sports Public Liability insurance. The Court of Appeal ruled in 1998 that should you damage property or injure someone else as a result of an errant shot on the golf course, you could be held financially responsible. In fact, even if you shout "fore!" you will still be responsible for any resulting injury or damage. It is therefore highly recommended that you take our specialist golf insurance cover to offset the financial implications should this happen to you
Our personal accident insurance cover protects you for up to £50,000 against costs incurred should you sustain a serious injury on the golf course. Our golf insurance cover will provide compensation in the event of death or injury.
All of our policies have personal accident included, with the annual price ranging from of £34.99 to £69.99. These policies offer varying levels of golf insurance cover depending on where you'll be playing. Our Bronze and Silver policies insure you on UK golf courses only, while our Gold and Platinum policies cover you on golf courses abroad - essential if you're planning on taking a golf holiday.
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