The UK's largest golf insurance specialist
Why choose Golf Care?
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3 FREE rounds of golf worth up to £340
With golf insurance through Golf Care, you can get 3 FREE rounds of golf at 30+ prestigious courses across the UK. Simply log in and redeem a voucher online in your members area.
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Golf Buggy insurance
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Golf buggy insurance can be added to your policy to cover your buggy at the club or club and home, against theft, loss, and damage. You can get cover for golf buggies worth up to £4,000.
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Hole-in-one cover
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If you strike lucky out on the course when playing in a club competition, we’ll cover your bar bill up to the value of £200.
Proud sponsors of 
What does Golf Care golf insurance cover?
There are four golf insurance packages to choose from, depending on the level of cover you need, the value of your golf clubs and equipment, and whether you want UK only, European or Worldwide cover.
All packages include £10m Public Liability, up to £50k Personal Accident cover, New for Old golf clubs and equipment cover (for equipment that was bought brand new, up to 3 years old), and hole-in-one bar bill cover, up to £200, as standard.
Prices range from £28.05 to £60.68 (excluding any additional add-ons), depending on the level of protection you choose.
Swipe sideways to see all levels then select the level of cover you require
All features:
Bronze
12 month cover per yearSilver
12 month cover per yearGold
12 month cover per yearPlatinum
12 month cover per yearMeet our golf insurance expert
"Damage and theft of golf equipment is a concern for every golfer, and leaving your gear unattended could result in an unsuccessful claim. 100% of claims made through Golf Care in 2025 were for accidental damage to golf equipment, with 79% of those resulting from golf trolley accidents.
"To reduce the risk, never leave your equipment unattended, even briefly, and if you must leave it in a vehicle, make sure it’s completely out of sight. If you're using an electric golf trolley, always make sure it's fully come to a stop and parked in a secure location away from surrounding hazards before you play."
Richard Pearson, Product Underwriter
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Specialist golf insurance is designed to protect you from the various risks associated with the sport. It typically includes public liability cover, which protects your liability if you accidentally injure another person or damage third-party property whilst on the course.
You can cover your golf equipment against theft, loss, or damage, and yourself against personal accidents so you receive financial compensation if you’re injured whilst playing golf.
Whether you’re a casual or avid golfer, insurance can give you peace of mind that you won’t be left out of pocket if the worst happens.
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Even professional golfers make mistakes, so considering specialist cover could be worth it if you want protection against the worst-case scenarios, such as paying expensive legal fees if you injure another golfer or damage third-party property on the course.
Get an instant online quote today to discover more about the cover options available.
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Golf insurance is a pre-requisite for membership at many golf venues across the UK.
If this doesn’t apply to you, you may still want to consider specialist insurance to protect yourself against the risks of playing golf, such as injury to yourself or another person, or your equipment becoming lost, damaged or stolen.
You can get an online quote through Golf Care to learn more about the cover options available.
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Traditionally, a golfer is expected to buy a round of drinks for the entire golf club if they hit a hole-in-one. It’s also customary to keep the ball you made the shot with as a token of your achievement.
Many golfers decide to buy hole-in-one insurance to cover the drinks if they are lucky enough to land a perfect shot. If you choose cover through Golf Care, we’ll pay up to £200 towards the bar bill, so long as you can provide us with a signed scorecard and itemised bar receipt.
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Your home contents insurance policy may cover your golf clubs for theft or damage away from home, but it won’t always include protection against third-party claims. If you want the reassurance of comprehensive coverage, it could be worth considering specialist golf insurance.
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Usually, the golfer who makes the wayward shot is liable for any damage caused to third-party property. Even shouting ‘fore!’ won’t necessarily protect you from being held financially responsible.
However, through Golf Care, you can select up to £10m public liability cover for peace of mind in these situations.
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If you are taking out a golf insurance policy through Golf Care, you should insure your clubs for their full replacement value. Higher packages allow you to insure more expensive equipment, which is ideal for golfers with premium or custom fitted clubs.
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Golf insurance through Golf Care includes Personal Accident cover of up to £50k, which can help provide financial support if you’re seriously injured while playing.
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Personal Accident cover is designed for serious injuries. For smaller incidents, Public Liability still applies if another person was injured due to your actions.
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Even casual golfers can cause accidents or suffer equipment loss. Entry‑level packages offer protection starting from £28.05, making golf insurance good value even for infrequent players.
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Refer your friends and you’ll both be rewarded
If you choose to refer your friends to us, not only will we reward you with 12 FREE Srixon balls but your friends will receive an exclusive golf gift bundle!
Why should you consider golf insurance?
No matter how good your game is or how careful you are, playing golf always comes with the risk of an accident.
Golf players are held responsible if their wayward shot (or even their club) hits someone else and causes injury. Public Liability insurance through Golf Care covers you if you cause injury to another golfer or damage someone's property. While playing golf, your legal liability is protected up to £10 million.
Equipment cover means your clubs, bag, and other accessories can be replaced if they get damaged, lost, or stolen. With the average cost of a set of clubs, bag, and trolley valued at well over £1,500, it's perhaps surprising that most golfers don't have appropriate golf insurance—particularly when golf clubs are often not covered under home contents insurance.
Personal Accident insurance protects your own welfare for up to £50,000 if you get seriously injured when playing a round of golf.
Through Golf Care, you'll also receive Hole-in-One cover—meaning we'll take care of your bar bill if you happen to hole an ace in a competition!
Golf insurance starts from just £28.05 a year for our Bronze package, with Silver, Gold and Platinum levels of insurance cover also available. With this specialist protection, golfers can have true peace of mind whenever they step on the course.
Golf Care sponsor The Rough Cut podcast!
We’re thrilled to be sponsoring The Rough Cut podcast hosted by PGA professional, Peter Finch. Their weekly podcast features guests from the golfing world covering all sorts of golf topics from tournaments to equipment, and now featuring insurance too! Golf Care are spreading the word about the benefits of specialist golf insurance to help keep golfers protected on the course. Tune in if you don’t already!
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