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Golf Care is underwritten at Lloyds

Golf Care is the UK's largest provider
of specialist golf insurance

Our golf insurance policies have been
designed to offer golfers extensive
cover at unbeatable prices. Golf Care
offers four different insurance policy
with levels of cover to suit
every golfer. Cover for your golf
equipment can be extended and
there is also the option to include
protection for when you play golf outside
of the UK. You’ll also receive 3 free rounds of golf with our course partners Marriott, De Vere and QHotels. Choose from 34 golf courses throughout the UK and save up to £210 on green fees when you apply today!

Take a look at our golf insurance policy options and choose the right level of specialist golf insurance for you, then buy now by using the simple and secure online application. Read more

Whenever you're playing golf, there's a risk of injury. Just like in any other walk of life, accidents can and DO happen. The story of Lee Trevino being struck by lightning while playing in Chicago in 1975 has gone down in the annals of the sport's legends. It happened as he was on the 13th green, the significance of that no doubt depends on how superstitious you happen to be.

The odds against such an occurrence are, of course, millions to one, but many more injuries are much more common when playing the game. Indeed, on average 12,400 golf-related injuries require hospital treatment every year. A recent court case resulted in a golfer being awarded damages of almost £400,000 when he was hit by a stray ball. So what protection have you got if you injured another golfer? Stray golf balls are an obvious hazard, and of course a golf club wielded carelessly can result in nasty injuries, both of which have been proved in law that a player is liable for. And there's always potential for slips, trips and falls which could result in a strain, sprain or something far worse.

Golf has also become a favourite target for thieves as they know golfers are spending significant amounts of money on high spec equipment. A full set of clubs, bag and trolley today is easily worth £1500, but it can be much higher than this; and yet many golfers fail to have the appropriate golf insurance cover to protect against thefts from vehicles or the locker room. For as little as £32.99 a year, golfers can insure themselves against injury and damage to property and theft, loss and damage of their clubs, providing essential insurance protection each time they go to play golf.

These types of incidents can happen at home or abroad, so it's essential you have golf travel insurance as well as specialist golf insurance for playing in the UK or overseas.

Many golfers assume they are covered by their household policies but a household insurance is just that, not a specialist golf policy. Some household policies will allow you to specify golf equipment as an add on to the policy but an extra premium needs to be paid at a higher premium than specialist golf insurance and won't provide you with the same level of cover offered by a Golf Care specialist golf insurance policy.

Golf Care offers a range of cover to suit the budgets and needs of all golfers, providing cover for loss, theft, or damage of golf equipment; personal liability; personal accident; accidental damage to property; dental treatment; golf equipment hire, club subscription reimbursement and even a hole in one cover to pay for the bar bill.

The simple answer is if you're playing golf, be protected by Golf Care specialist golf insurance in the UK or Golf Travel Insurance if playing abroad.

Take a look at our golf insurance policy options and choose the right level of specialist golf insurance for you, then buy now by using the simple and secure online application.


A Manchester golfer who lost an eye during a round of golf has been awarded nearly £400,000 in damages.

Anthony Phee who was a visiting golfer playing Niddry Castle Golf Club, Winchburgh, West Lothian said that he had ducked and put his hand up when he heard the cry of “Fore”. Unfortunately this defensive action did not stop the ball striking him in the eye which “exploded” on impact. Mr Phee sued both the player who struck the shot, Mr Gordon, and also the golf club.

Mr Phee commented “I’m delighted at the judgement and relieved that the court case is over”.

“No-one expects to lose an eye when they go to play golf and adjusting to partially losing my sight has been a harrowing experience. I now just want to move on with my life”.

Mr Phee was walking between holes with his golfing companions when he was struck in the eye by a tee shot from Mr James Gordon.

The Court of Session in Edinburgh awarded damages of £397,000 with Lord Brailsford deciding that both Mr Gordon and Niddry Castle Golf Club were liable.

John Woosey, Managing Director of Golf Care, the UK’s largest golf insurer commented “We live in an increasingly litigious society and claims like this are becoming far more frequent. Here at Golf Care we’ve been shouting about the dangers and implications of mishit shots for quite some time and the importance of being properly insured against a disaster such as this. Whether you’re a single figure handicapper or a golfing novice, we all hit poor shots. I’m sorry but why take the risk when for less than £33 per year you can be covered. It simply doesn’t make sense to take to the course without the protection of a specialist golf insurance policy.”

Take a look at our golf insurance policy options and choose the right level of specialist golf insurance for you, then buy now by using the simple and secure online application.

Golf Care has been selected by all the biggest companies working in the UK golf industry. There is no better endorsement than the leading golf companies recognising it as the best product available and choosing to promote Golf Care exclusively to their customers.

For complete peace of mind on your next trip to the golf course, compare our range of ‘New For Old’ golf insurance options and find the perfect cover for you. As the No.1 golf insurance provider, we pride ourselves on providing the best golf insurance for all new and existing customers no matter what your requirements or budget level. We cover everything from golf equipment theft, loss and damage to dental cover and golf equipment hire, to personal liability, personal accident and hole-in-one insurance, so all you need to do is decide which policy is right for you. And don’t forget, if you are a new Golf Care golf insurance policy holder, you’ll also receive 3 free rounds of golf with our golf course partners – Marriott, De Vere and QHotels. Choose from any of the 34 participating courses and save up to £210 on green fees! Play just once and you’re likely to save more than the cost of your annual golf insurance. All renewing customers now also get an extra ‘Bonus Round’ as a loyalty reward which entitles them to 4 free rounds of golf.

Our specialist golf insurance is for those who play golf in the UK and those who like to take their hobby on holiday, so if that’s you, see how our tailored golf insurance policies will help you to feel at ease on your next golf trip. A set of good quality golf clubs is a real investment and we know how important it is to make sure they’re insured should the worst happen and that’s why we give you a range of insurance policies, designed specifically with the discerning golfer in mind. Our policies will give you the specialist coverage you’re after for you and all your golfing equipment.

All of our golf insurance policies provide annual cover for golf played in the UK, with the option of choosing additional cover for golf played overseas, depending on your plans for the year. It’s easy to cover yourself against things like theft, loss and damage of equipment or trophies and personal injury with us, simply choose the right policy and buy now by completing the online application.

25% OFF Annual Golf Care Insurance Policy
Get insured instantly online now or call our UK based Customer Service Team on: 0800 158 5515

Golf Care is a trading name of JRW Group Services Ltd which is Authorised and Regulated by the Financial Conduct Authority. Terms and conditions apply. Policy wording available on request.