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Golfer Who Loses Eye Wins £400,000 Damages

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A Manchester golfer who lost an eye during a round of golf has been awarded nearly £400,000 in damages.

Anthony Phee who was a visiting golfer playing Niddry Castle Golf Club, Winchburgh, West Lothian said that he had ducked and put his hand up when he heard the cry of “Fore”. Unfortunately this defensive action did not stop the ball striking him in the eye which “exploded” on impact. Mr Phee sued both the player who struck the shot, Mr Gordon, and also the golf club.

Mr Phee commented “I’m delighted at the judgement and relieved that the court case is over”.

“No-one expects to lose an eye when they go to play golf and adjusting to partially losing my sight has been a harrowing experience. I now just want to move on with my life”.

Mr Phee was walking between holes with his golfing companions when he was struck in the eye by a tee shot from Mr James Gordon.

The Court of Session in Edinburgh awarded damages of £397,000 with Lord Brailsford deciding that Mr Gordon from Livingston was 70% liable and Niddry Castle Golf Club, 30% liable.

John Woosey, Managing Director of Golf Care, the UK’s largest golf insurer commented “We live in an increasingly litigious society and claims like this are becoming far more frequent. Here at Golf Care we’ve been shouting about the dangers and implications of mishit shots for quite some time and the importance of being properly insured against a disaster such as this. Whether you’re a single figure handicapper or a golfing novice, we all hit poor shots. I’m sorry but why take the risk when for less than £30 per year you can be covered. It simply doesn’t make sense to take to the course without the protection of a specialist golf insurance policy.”

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Open Quotes All golfers should be protected every time they go out on the course; a golf insurance policy is therefore essential. Close quotes

Golf Care is the UK's largest provider of specialist golf insurance

Our golf insurance policies have been designed to offer golfers extensive cover at unbeatable prices. Golf Care offers four different insurance policy options with levels of cover to suit every golfer. Cover for your golf equipment can be extended and there is also the option to include protection for when you play golf outside of the UK. You’ll also receive 3 free rounds of golf, saving up to £210 on green fees when you apply today.

Take a look at our golf insurance policy options and choose
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25% OFF Annual Golf Care test Insurance Policy

Golf Care has been selected by all the biggest companies working in the UK golf industry. There is no better endorsement than the leading golf companies recognising it as the best product available and choosing to promote Golf Care exclusively to their customers.

For complete peace of mind on your next trip to the golf course, compare our range of ‘New For Old’ golf insurance options and find the perfect cover for you. As the No.1 golf insurance provider, we pride ourselves on providing the best golf insurance for all new and existing customers no matter what your requirements or budget level. We offer everything from dental cover and golf equipment hire (in the event of loss or damage to your own), to personal liability, personal accident and hole-in-one insurance, so all you need to do is decide which policy is right for you. And don’t forget, whether you are a new or an existing Golf Care golf insurance policy holder, you’ll also receive 3 free rounds of golf with our golf course partners – Marriott, De Vere and QHotels. Choose from any of the 34 participating courses and save up to £210 on green fees! Play just once and you’re likely to save more than the cost of your annual golf insurance.

Our specialist golf insurance is for those who play golf in the UK and those who like to take their hobby on holiday so if that’s you, see how our tailored golf insurance policies will help you to feel at ease on your next golf trip. A set of good quality golf clubs is a real investment and we know how important it is to make sure they’re insured should the worst happen and that’s why we give you a range of insurance policies, designed specifically with the discerning golfer in mind. Our policies will give you the specialist coverage you’re after for you and all your golfing equipment.

All of our golf insurance policies provide annual cover for golf played in the UK, with the option of choosing additional cover for golf played in Europe or worldwide, depending on your plans for the year. It’s easy to cover yourself against things like loss, theft and damage of equipment or trophies and personal injury with us, simply choose the right policy and buy online by completing the online application.

Get insured instantly online now or call our UK based Customer Service Team on: 0800 158 5515

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Specialist Golf Insurance From Golf Care

In the event of your golf equipment being lost or stolen, or the occasional wild swing leading to damaged property or personal injury, choose our quality bespoke golf insurance, and make sure you're covered for any unforeseen financial expense.

It's all too easy to sustain a personal injury, accidentally hit a fellow golfer with an erratic ball, or damage property with a shot that goes suddenly wrong. In these cases you can't afford to be without specialist golf insurance, especially if someone decides to sue. Our golf insurance quotes are some of the cheapest and most comprehensive available and it only takes one phone call, or just a few moments to complete our very short online form, to become insured. Thereafter, if you experience any golf injuries, lose your golfing equipment or have the misfortune to receive a personal liability claim, the financial burden is left firmly at our door.

Regardless of ability, all golfers run the risk of injuring another person, property, or sustaining a personal injury while out playing. Every year thousands of golf injuries require hospital treatment and millions of pounds worth of golfing equipment is stolen. Many people find out too late that their household insurance policy does not cover them for damage caused or injury suffered during the game. And if their clubs are lost, damaged or stolen, replacing each one can be a very expensive business. That is why we offer highly economical golf club insurance - to save you the stress and financial outlay if anything goes wrong.

If you're a golfer you need specialist golf insurance.

Golf Insurance

Whenever you're playing golf, there's a risk of injury. Just like in any other walk of life, accidents can and DO happen. The story of Lee Trevino being struck by lightning while playing in Chicago in 1975 has gone down in the annals of the sport's legends. It happened as he was on the 13th green, the significance of that no doubt depends on how superstitious you happen to be.

The odds against such an occurrence are, of course, millions to one, but many more injuries are much more common when playing the game. Indeed, on average 12,400 golf-related injuries require hospital treatment every year. So what protection have you got if you injured another golfer? Stray golf balls are an obvious hazard, and of course a golf club wielded carelessly can result in nasty injuries, both of which have been proved in law that a player is liable for. And there's always potential for slips, trips and falls which could result in a strain, sprain or something worse.

Golf has also become a favourite target for thieves as they know golfers are spending a lot of money on high spec equipment. A full set of clubs, bag and trolley today is easily worth £1500, but it can be much higher than this; and yet many golfers fail to have the appropriate golf insurance cover to protect against thefts from vehicles or the locker room. For as little as £22.99 a year, golfers can insure themselves against injury and damage to property and theft, damage and loss of their clubs, providing essential insurance protection each time they go to play golf.

These types of incidents can happen at home or abroad, so it's essential you have golf travel insurance as well as specialist golf insurance for playing in the UK.

Many golfers assume they are covered by their house hold policies but a household insurance is just that, not a specialist golf policy. Some house hold policies will allow you to specify golf equipment as an add on to the policy but extra premium needs to be paid at a higher premium than specialist golf insurance and you won't get the level of cover offered by a Golf Care specialist policy.

Golf Care offers a range of cover to suit the budgets and needs of all golfers, providing cover for loss, theft, or damage of golf equipment; personal liability; personal accident; accidental damage to property; dental treatment; golf equipment hire, club subscription reimbursement and even a hole in one over to pay for the bar bill.

The simple answer is if you're playing golf be protected by specialist golf insurance in the UK or Golf Travel Insurance if playing abroad.

Golf Care is a trading name of JRW Group Services Ltd which is Authorised and Regulated by the Financial Services Authority. Terms and conditions apply. Policy wording available on request.