Golf Equipment Insurance covers your golf clubs, balls, bag, golf trolley, golf cart, clothing, GPS devices and watches, and any accessories specifically designed and purchased for playing golf. Golf Equipment insurance also includes baggage and personal possessions and trophies on our Gold and Platinum policies. It doesn't however include golf buggies.
Your equipment including your golf clubs will be replaced on a ‘New-for-Old’ basis for items purchased new and up to three years old, subject to satisfactory proof of ownership.
Items which are older than three years or not purchased new will be replaced on the indemnity value of that equipment at the time of loss or damage.
You can extend the standard ‘New-for-Old' for 3 years cover to be for the life of your equipment. This means that if you ever needed to make a claim you’d receive new equipment at your original purchase price, regardless of its age. If you require ‘New-for-Old for Life' then simply select this as an ‘Optional Extra’ from the policy options page.
An excess of £50 applies to Golf Equipment, Personal Possessions and Loss of Golfing Trophies, but this can be waived if the Excess Waiver option is selected.
The following Single Article Limits apply to our policies in respect of Golf Equipment:
- Bronze - £200
- Silver - £200
- Gold - £250
- Platinum - £500
Ride-on Golf Buggy insurance can be purchased separately – have a look at the options now. The excess on Golf Buggy insurance is £150 and will remain even if the Excess Waiver option is selected.