Whenever you're playing golf, there's a risk of injury.
Just like in any other walk of life, accidents can and DO
happen. The story of Lee Trevino being struck by lightning
while playing in Chicago in 1975 has gone down in the
annals of the sport's legends. It happened as he was on the
13th green, the significance of that no doubt depends on
how superstitious you happen to be.
The odds against such an occurrence
are, of course, millions to one, but many more injuries are
much more common when playing the game. Indeed, on average
12,400 golf-related injuries require hospital treatment
every year. A recent court case resulted in a golfer being
awarded damages of almost £400,000 when he was hit by a
stray ball. So what protection have you got if you injured
another golfer? Stray golf balls are an obvious hazard, and
of course a golf club wielded carelessly can result in
nasty injuries, both of which have been proved in law that
a player is liable for. And there's always potential for
slips, trips and falls which could result in a strain,
sprain or something far worse.
Golf has also become a favourite target
for thieves as they know golfers are spending significant
amounts of money on high spec equipment. A full set of
clubs, bag and trolley today is easily worth £1500, but it
can be much higher than this; and yet many golfers fail to
have the appropriate golf insurance cover to protect
against thefts from vehicles or the locker room. For as
little as £34.99 a year, golfers can insure themselves
against injury and damage to property and theft, loss and
damage of their clubs, providing essential insurance
protection each time they go to play golf.
These types of incidents can happen at
home or abroad, so it's essential you have golf travel
insurance as well as specialist golf insurance for playing
in the UK or overseas.
Many golfers assume they are covered by
their household policies but a household insurance is just
that, not a specialist golf policy. Some household policies
will allow you to specify golf equipment as an add on to
the policy but an extra premium needs to be paid at a
higher premium than specialist golf insurance and won't
provide you with the same level of cover offered by a Golf
Care specialist golf insurance policy.
Golf Care offers a range of cover to
suit the budgets and needs of all golfers, providing cover
for loss, theft, or damage of golf equipment; personal
liability; personal accident; accidental damage to
property; dental treatment; golf equipment hire, club
subscription reimbursement and even a hole in one cover to
pay for the bar bill.
The simple answer is if you're playing
golf, be protected by Golf Care specialist golf insurance
in the UK or Golf Travel Insurance if playing abroad.
Take a look at our golf
options and choose the right level of specialist golf
insurance for you, then buy now by
using the simple and secure online
A Manchester golfer who lost an eye
during a round of golf has been awarded nearly
£400,000 in damages.
Anthony Phee who was a visiting golfer playing Niddry
Castle Golf Club, Winchburgh, West Lothian said that he had
ducked and put his hand up when he heard the cry of “Fore”.
Unfortunately this defensive action did not stop the ball
striking him in the eye which “exploded” on impact. Mr Phee
sued both the player who struck the shot, Mr Gordon, and
also the golf club. Read more...
Anthony Phee told the court he was
unfamiliar with the layout of Niddry Castle golf course Mr
Phee commented “I’m delighted at the judgement and relieved
that the court case is over”.
“No-one expects to lose an eye when
they go to play golf and adjusting to partially losing my
sight has been a harrowing experience. I now just want to
move on with my life”.
Mr Phee was walking between holes with
his golfing companions when he was struck in the eye by a
tee shot from Mr James Gordon.
The Court of Session in Edinburgh
awarded damages of £397,000 with Lord Brailsford deciding
that Mr Gordon from Livingston was 30% liable and Niddry
Castle Golf Club, 70% liable.
John Woosey, Managing Director of Golf
Care, the UK’s largest golf insurer commented “We live in
an increasingly litigious society and claims like this are
becoming far more frequent. Here at Golf Care we’ve been
shouting about the dangers and implications of mishit shots
for quite some time and the importance of being properly
insured against a disaster such as this. Whether you’re a
single figure handicapper or a golfing novice, we all hit
poor shots. I’m sorry but why take the risk when for less
than 30% per year you can be covered. It simply doesn’t
make sense to take to the course without the protection of
a specialist golf insurance policy.”
It is essential when comparing golf insurance policies
to make an informed decision based upon your own personal
requirements. A golf insurance policy is fast becoming a
mandatory precaution against any number of eventualities
that can result from stepping out onto the golf course.
We are sympathetic to the fact that
Insurance Policies through Golf Insurance Comparison
sites can prove a monotonous task and as such we provide
you with an easy and flexible option to secure the best
Golf Insurance policy to meet both your budget and your
personal requirements. We are the fastest growing Golf
Insurer in the UK and our growth can be attributed to our
Lowest Price Promise – at Golf Care, we will not be beaten
on price. If you happen to find a cheaper Golf Insurance
policy elsewhere then we will refund the difference. In the
event that you are unsatisfied with your level of cover, or
any other aspect of our service, then you can take
advantage of our no questions asked 14 days money back
We know you want peace of mind and we
know that’s why you have come to us to take advantage of
the best range of golf insurance policy options available
anywhere. All our policy options include Golf Equipment
Insurance and cover you against a range of eventualities
including Public Liability, personal injury and damage to
third party property - golf travel insurance
cover also means you can travel worldwide with complete
peace of mind safe in the knowledge that you are covered
against any and every eventuality.
It’s an often stated complaint that
Golf Insurance Comparison websites fail to include the vast
range of insurance options offered to consumers by Golf
Insurance companies – some companies even refuse to feature
on Insurance Comparison websites. That’s why, with our
Promise, we take the hassle and frustration out of
comparing Golf Insurers and bring you the best deal
But don’t take our word for it. Browse
options to see for yourself.
Just a few reasons why Golf Care is the
UK’s largest specialist golf insurer
Spend less on your insurance,
more on your golf.