Underwritten by Aviva Insurance Limited

Public Liability insurance for golfers

From per year

Reasons to choose us

  • 3 FREE Rounds of Golf

    with every policy

  • Ripe Guarantee

    we won't be beaten on price

  • Hole-in-one

    bar bill cover

Specialist protection for every round

Have you thought about what would happen if you accidentally struck another golfer, a car, or even a building? Even if you shout “fore!”, you could be liable for the damage and left to pick up the bill. One golfer was awarded £397k in damages - can you afford to take the risk?

We’ve all hit a wayward shot, and it even happens to the pros. That’s why you may want to consider Public Liability insurance to protect you every time you hit the course. We arrange up to £10m Public Liability cover in case a legal claim is made against you.

What does Public Liability insurance cover?

Public liability insurance for golfers is designed to protect you against financial claims resulting from accidents on the golf course. This type of insurance provides coverage if you unintentionally injure another person or damage their property while playing.

 

  • Damage to property

    If you hit a wayward shot that damages a car or building and a claim is made against you, you’d be covered.

  • Injury to others

    If your ball or club strikes another player or member of the public causing injury, you’ll be protected from any legal claims.

  • Personal Accident included

    For complete protection on the course we also arrange up to £50,000 Personal Accident in case you injure yourself during your round.

Single article limits apply. See our insurance booklet for more details on cover. 

Four packages to choose from

There are four golf insurance packages to choose from. These packages have different levels of equipment cover but include £10M Public Liability, New for Old golf clubs and equipment cover (up to 3 years old) and hole-in-one bar bill cover as standard.

Swipe sideways to see all levels then select the level of cover you require

All features:

Golf Equipment
Public Liability
Personal Accident
New-for-Old
UK
Golf Equipment hire
Dental Treatment
Accidental Damage to Third Party Property
Hospitalisation
Club Subscription Reimbursements
Tournament Fee Reimbursements
Hole-In-One
Personal Possessions
Loss of Golfing Trophies
Most popular
 
 
Best value

Bronze

12 month cover per year
up to £1,500
up to £200

Silver

12 month cover per year
up to £2,000
up to £200

Gold

12 month cover per year
up to £3,500
+ Europe
up to £200

Platinum

12 month cover per year
up to £7,500
+ Worldwide
up to £200

Still thinking about taking the risk?

Take it from this golfer who recently joined Golf Care:

“After witnessing a friend hit someone with a ball on the course, and soon after, I came very close to hitting someone’s car, I decided it was time to invest in insurance. Never thought I would need it, but these two encounters proved me wrong! Was really impressed with Golf Care insurance and all the freebies make this extremely good value. So easy for accidents to happen. Wouldn’t be without insurance now!”

Mr Shaun Bragg

What do our customers say?

 

Got a question? Call our FREEPHONE UK call centre 0800 158 5515

Golf Care is a Insurance Services product

©Copyright Ripe Thinking Limited 2025. Golf Care® is a registered trademark and a trading name of Ripe Insurance Services Limited which is Authorised and Regulated by the Financial Conduct Authority No.313411.

Registered office: The Royals, Altrincham Road, Manchester M22 4BJ. Registered in England No. 04507332.