Underwritten by Aviva Insurance Limited

Golf Care

The UK's largest golf insurance specialist

Bernard Gallacher OBE

3-time Ryder Cup Captain and Golf Care Ambassador

30% OFF


Get covered from only

£26.59 per year

(Standard price from £37.99)

Or view all policy options

Reasons to choose us

3 FREE Rounds of Golf

with every policy

Ripe Guarantee

we won't be beaten on price


bar bill cover

Why do golfers need insurance?

Every golfer needs insurance. No matter how good your game is or how careful you are, playing golf always comes with the risk of an accident.

Golf players are held responsible if their wayward shot (or even their club) hits someone else and causes injury. Golf Public Liability insurance covers you if you cause injury to another golfer or damage someone's property. While playing golf, your legal liability is protected up to £10 million.

Equipment cover means your clubs, bag and other accessories can be replaced if they get damaged or are lost or stolen. With the average cost of a set of clubs, bag and trolley valued at well over £1,500, it's perhaps surprising that most golfers don't have appropriate golf insurance – particularly when golf clubs often aren't covered under home contents insurance.

Personal Accident insurance protects your own welfare for up to £50,000 if you get seriously injured when playing a round of golf.

With Golf Care, as well as everything above, we also give all our customers Hole-in-One cover – meaning we'll take care of your bar bill if you happen to hole an ace in a competition!

Golf Care's golf insurance cover starts from just £26.59 a year for our Bronze package, with Silver, Gold and Platinum levels of insurance cover also available. With our specialist protection, golfers can have true peace of mind every time they step on the course.

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Refer your friends and you’ll both be rewarded

If you choose to refer your friends to us, not only will we reward you with 12 FREE Srixon balls but your friends will receive an exclusive golf gift bundle!

Find out more

3-time Ryder Cup Captain, Bernard Gallacher, explains why you need Golf Insurance

No matter how good a golfer you are, the course can be a dangerous place. That's why thousands of golfers are now protected by Golf Care's specialist cover; built by golfers, for golfers.

"All golfers should be protected on the course."

Watch Video

Choose your level of cover

We have four golf insurance packages to choose from. Our packages have different levels of equipment cover but all include £10m Public Liability as standard. Please select the level of cover that is right for you.

All features: Golf equipment cover (theft, loss and damage)

This will cover your golf equipment in the event that it is stolen, lost or damaged whilst playing golf, including travelling to and from the golfing venue. Golf Equipment includes your clubs, balls, bags, trolleys, carts, clothing GPS devices and GPS watches and other accessories purchased for playing golf. An excess of £50 applies. The following single article limits apply; Bronze and Silver: £200, Gold: £500 and Platinum £1500.

Public liability cover up to £10m

Cover up to £10m for the protection of your legal position should you damage property or injure another person whilst playing golf. No policy excess applies.

Personal accident cover up to £50,000

Includes accidental death, permanent disablement, loss of limbs and loss of sight up to £50,000. Cover is also provided for dental treatment where a £50 excess applies.

Please note the following age restrictions:

  • If you are under 18, the death benefit is reduced to £1,000
  • If you are over 80, the benefits are reduced to £5,000 and there is no cover for permanent total disablement

New-for-Old golf clubs and equipment cover up to 3 yrs

If your golf equipment is less than 3 years old and is stolen or lost whilst playing golf we will pay for a new replacement. This is providing you have proof that it was purchased new at the time.

UK cover

All of our policies include UK cover as standard. Our Gold package also includes European cover and our Platinum package includes Worldwide cover.

Golf equipment Hire (in the event of loss/theft) up to £500

If you are making a claim for the loss or theft of your golf equipment and need to hire a replacement set of clubs in the meantime, we will fund up to £500 of the hire cost.

Dental Treatment up to £500

Cover up to £500 toward the cost of any dental treatment required following an accident whilst playing golf. An excess of £50 applies.

Accidental Damage to Third Party Property up to £2,500

Cover for any loss or damage to the property of others that you may accidentally cause whilst playing golf. No policy excess applies.

Hospitalisation up to £25 a day

Cover up to £25 a day if you sustain a serious injury on the golf course and have to be admitted to hospital as an in-patient. An excess of 24 hours applies.

Club Subscription Reimbursement

If you have an accident whilst playing golf and are unable to play we will reimburse the cost of your remaining golf club subscription up to £8,000. An excess of 90 days applies.

Tournament fee reimbursement up to £250

Reimbursement of any irrecoverable fees for a golfing competition if you have to cancel your attendance due to sickness or injury up to 14 days prior to the event start date.

Hole-in-One bar bill

Cover up to £200 for the drinks bar bill at your clubhouse if you achieve a hole-in-one during a recognised golf tournament. No policy excess applies.

Personal Possessions (theft, loss, damage) Up to £250

Cover up to £250 if your Personal Possessions are stolen, lost or damaged whilst playing golf. An excess of £50 applies.

Loss of Golfing Trophies Up to £250

Cover up to £250 if your golf trophies are stolen or damaged. An excess of £50 applies.

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